Privacy Policy

Last updated: January 2025 | MarketMindsByAA (SEBI Reg. No. INH000023533)

At MarketMindsByAA, your privacy is important to us. This Privacy Policy explains how we collect, use, store, and protect your personal information when you visit our website or use our services. Please read this carefully before subscribing.

1. Who We Are

MarketMindsByAA is a SEBI Registered Research Analyst platform operated by CA Aashish Bansal (Registration No. INH000023533). We provide stock market research and advisory services to retail investors and traders in India.

Business Name: MarketMindsByAA
Operated by: CA Aashish Bansal
SEBI Reg. No.: INH000023533
Email: marketmindsbyaa@gmail.com
Phone: +91-96643-19209

2. Information We Collect

We collect the following types of information when you interact with our website, subscribe to our services, or contact us:

2.1 Personal Information

Full Name — to identify you as a subscriber
Email Address — for communication, invoices, and service updates
Phone Number — for support and Telegram channel access
Payment Details — amount paid, transaction ID, payment date (we do not store card/UPI credentials directly)
Telegram Username / ID — required to add you to our private research channel

2.2 Automatically Collected Information

IP Address — collected automatically when you visit our website
Browser & Device Type — to improve website compatibility
Pages Visited & Time Spent — via website analytics tools
Referral Source — how you found our website (search engine, social media, etc.)
Cookies — small data files stored on your browser to remember your preferences (see Section 8)

2.3 Information You Voluntarily Provide

Messages or queries sent via our contact form or email
Feedback or complaints submitted to us
Any documents submitted for KYC or compliance purposes if required by SEBI

3. How We Use Your Information

Your information is used strictly for the following purposes:

✅ To process your subscription and provide access to our research services
✅ To add you to our private Telegram research channel
✅ To send subscription confirmation, invoices, and payment receipts
✅ To communicate important service updates, policy changes, or research notes
✅ To respond to your queries, complaints, or support requests
✅ To maintain records as required under SEBI Research Analyst Regulations
✅ To improve our website experience and analyse user behaviour (via analytics)
✅ To detect and prevent fraud or misuse of our services
✅ To comply with applicable Indian laws and SEBI regulatory requirements

We do NOT use your information for unsolicited marketing, spam, or selling to third-party advertisers.

4. How We Share Your Information

We do not sell, rent, or trade your personal information to any third party. However, your information may be shared in limited circumstances:

Payment Processors

When you make a payment, your transaction details are processed by our payment gateway partner (e.g., Razorpay, PayU, or similar). These processors have their own privacy policies and handle your payment data securely.

SEBI & Regulatory Authorities

As a SEBI Registered Research Analyst, we may be required to share subscriber records, complaint details, or research data with SEBI or other regulatory bodies upon request or during audits.

Legal Requirements

We may disclose your information if required by law, court order, or government authority in India.

Analytics & Website Tools

We use tools like Google Analytics to understand website traffic. This data is anonymous and aggregated — no personally identifiable information is shared with these tools.

5. Data Storage & Retention

Your personal data is stored securely on our systems and with our service providers. We retain your data for the following periods:

Data Type	Retention Period
Subscriber personal details	Duration of subscription + 5 years (SEBI requirement)
Payment records	7 years (as per Indian tax law)
Research & communication logs	5 years (SEBI RA Regulations)
Website analytics data	26 months (Google Analytics default)
Contact form submissions	2 years or until resolved

After the retention period, your data is securely deleted or anonymised.

6. Data Security

We take reasonable and appropriate security measures to protect your personal information from:

Unauthorized access or login
Accidental loss or alteration of data
Unlawful processing or disclosure

Security measures we use include:

SSL/HTTPS encryption on our website
Secure and reputable payment gateways for all transactions
Restricted access to subscriber data — only authorised personnel
Regular review of our data collection and storage practices

Note: No method of internet transmission is 100% secure. While we take all reasonable precautions, we cannot guarantee absolute security of your data.

7. Your Rights

As a user of our services, you have the following rights regarding your personal data:

📋 Right to Access

You can request a copy of the personal data we hold about you.

✏️ Right to Correction

You can ask us to correct any inaccurate or incomplete information we hold.

🗑️ Right to Deletion

You may request deletion of your data, subject to legal and SEBI retention requirements.

🚫 Right to Object

You can object to the processing of your data for marketing or non-essential purposes.

📦 Right to Portability

You may request your data in a structured, commonly used format.

📣 Right to Complain

You can raise a complaint with us or with SEBI via the SCORES portal if you feel your data has been misused.

To exercise any of the above rights, email us at marketmindsbyaa@gmail.com with the subject line “Privacy Request”. We will respond within 30 days.

8. Cookies Policy

Our website uses cookies to enhance your browsing experience. Cookies are small text files stored on your device. We use the following types:

Cookie Type	Purpose	Can Be Disabled?
Essential Cookies	Required for the website to function (login sessions, security)	No
Analytics Cookies	Track page visits, time on site (Google Analytics)	Yes
Preference Cookies	Remember your settings and preferences	Yes

You can disable or delete cookies through your browser settings at any time. Disabling essential cookies may affect website functionality.

9. Third-Party Links

Our website may contain links to third-party websites such as SEBI’s SCORES portal, Telegram, Instagram, or Twitter/X. We are not responsible for the privacy practices of these external websites. We recommend reading their privacy policies before sharing any personal information on those platforms.

10. Children’s Privacy

Our services are intended for individuals who are 18 years of age or older. We do not knowingly collect personal information from anyone under the age of 18. If you believe a minor has provided us with their information, please contact us immediately and we will delete such data promptly.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. When we make significant changes:

We will update the “Last Updated” date at the top of this page
We may notify active subscribers via email or Telegram
Continued use of our services after the update constitutes acceptance of the revised policy

We encourage you to review this page periodically to stay informed about how we protect your information.

12. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us:

MarketMindsByAA
📧 Email: marketmindsbyaa@gmail.com
📞 Phone: +91-96643-19209
✈️ Telegram: @Marketmindsby_aa
🏛️ SEBI Reg. No.: INH000023533
📬 Grievances: scores.gov.in